I am buying a home or vacant lot and need a mortgage.
I want to refinance my existing mortgage or vacant lot.
Build a home
I want to build a home, and I'm not buying from a builder.
What is the ZIP code of the area you are interested in?
Please use an approximate ZIP code of the area where you intend to buy.
What is the purpose of the property?
What would you like the purchase price to be?
An estimate is acceptable if you haven't found a property yet.
How much would you like your down payment to be?
Keep in mind that you alone or jointly with your spouse's total assets should cover the down payment amount or percentage entered.
Property ZIP code *
Tell us ZIP code of the property you are refinancing.
Estimated Property Value
Estimate what you think your home would sell for right now.
Current Loan Balance
Get this from your most recent loan statement. Otherwise, provide your best estimate.
Leave this blank if you don't want to cash out equity.
If Yes, Which Loan Type?
You have selected a construction loan purpose. All of our construction loans are one - time - close transactions that have both a construction phase and a permanent phase. During the construction phase, which can range between 6 and 12 months, your interest rate will be variable and can change daily. You can review the construction options further with your Mortgage Banking Officer. FHA, USDA, and VA loans are not available for construction use.
Do you own the Lot?
Tell us the ZIP code of the lot.
Year Lot Acquired *
Enter the year when you purchased your lot.
Original Lot Value *
Enter the value of your lot when you first purchased it.
Estimated Lot Value *
Estimate the current value of your lot.
Estimated Cost to Build *
Enter the estimated cost to build.
Total Liens Amount *
Enter the total amount of liens against your lot at this time.
Your ZIP code *
Purchase Price of the Lot
Enter the purchase price of the lot.
Estimated Cost to Build
CALIFORNIA RESIDENTS: You can learn more about the personal information we collect and the purposes for that collection here.
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